Terms and Conditions
Effective Date: March 14, 2026
Company: Valerus Enterprises LLC d/b/a NextLevel Credit Repair
Website: VALERUSENTERPRISES.COM
Welcome to the website of Valerus Enterprises LLC (“Valerus,” “Company,” “we,” “us,” or “our”). By accessing or using this website, any live chat feature, contact form, intake form, educational content, downloadable material, or related services made available through this site (collectively, the “Site”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, do not use this Site.
1. Use of This Site
You agree to use this Site only for lawful purposes. You may not use this Site:
- In any way that violates any applicable law, regulation, or contractual
- To submit false, misleading, or incomplete
- To interfere with or disrupt the Site, servers, networks, or security
- To attempt unauthorized access to any part of the Site, client records, user accounts, or connected
- To copy, reproduce, distribute, modify, scrape, or exploit Site content without our prior written
We reserve the right to restrict, suspend, or terminate access to the Site at any time, with or without notice, if we believe a user has violated these Terms.
2. No Legal, Financial, Credit, Tax, or Lending Advice
The content on this Site is provided for general educational and informational purposes only. Nothing on this Site constitutes legal advice, tax advice, financial advice, lending advice, or a guarantee of any result.
Any information relating to consumer reports, credit profiles, disputes, approvals, funding strategies, business setup, credit building, or lending relationships is general in nature and may not apply to your individual circumstances. You should consult your own attorney, accountant, financial advisor, or other qualified professional before making decisions based on information from this Site.
3. No Guarantee of Specific Results
Valerus Enterprises LLC and NextLevel Credit Repair do not guarantee any specific increase in credit score, deletion of accurate information, approval for credit, approval for funding, loan offers, credit limits, interest rates, or business results.
Results vary based on many factors, including but not limited to the accuracy of information in consumer reports, timing of creditor and bureau responses, client participation, existing credit profile, utilization, payment history, business profile strength, underwriting criteria, and lender requirements.
Any testimonials, examples, success stories, estimates, or illustrations shown on this Site are for informational purposes only and should not be interpreted as promises or guarantees of future results.
4. Credit Repair, Funding, and Related Services
Valerus may provide or discuss services relating to credit repair support, credit education, credit monitoring guidance, dispute strategy, funding readiness, funding positioning, business setup guidance, and related consulting or administrative support.
Use of this Site does not create a client relationship, consultant relationship, or service engagement unless and until you complete the required intake process, execute any required written agreement, and we accept you as a client.
We may decline service, postpone service, or determine that a prospect is not currently eligible for a service offering at our sole discretion.
5. User Responsibilities
By using this Site or submitting information to us, you represent and warrant that:
- You are at least 18 years
- The information you submit is true, accurate, and
- You will promptly update us if your information
- You have authority to provide any information
- You will not impersonate another person or use another person’s identity or payment information without
You are solely responsible for the decisions you make based on information from this Site and for maintaining the confidentiality of any login credentials, account credentials, or verification information you provide or use.
6. Live Chat, Contact Forms, SMS, and Email Communications
This Site may include live chat, web forms, appointment requests, email links, SMS opt-in features, or similar communication tools. By voluntarily submitting your contact information through the Site, you consent to be contacted by Valerus regarding your inquiry, requested services, onboarding, support, account administration, or related business communications, subject to applicable law and our Privacy Policy.
You understand that electronic communications may not always be secure, and you should avoid sending highly sensitive information through unsecured channels unless specifically requested through a secure process.
Submission of a form, chat message, or inquiry does not obligate us to provide services and does not guarantee a response time, approval, or acceptance as a client.
7. Payment Links and Third-Party Platforms
This Site may contain links to third-party payment processors, scheduling tools, live chat software, credit monitoring platforms, CRM systems, client portals, social media platforms, referral partners, or other third- party services. We do not own or control those third-party platforms and are not responsible for their availability, content, privacy practices, terms, policies, or performance.
Your use of any third-party platform is governed by that platform’s own terms and policies. You access and use third-party services at your own risk.
8. Intellectual Property
All content on this Site, including but not limited to text, graphics, logos, branding, layouts, designs, downloads, videos, service descriptions, forms, and other materials, is owned by or licensed to Valerus Enterprises LLC unless otherwise stated and is protected by applicable intellectual property laws.
You may view and print limited portions of the Site for your personal, non-commercial use only. You may not copy, republish, modify, distribute, create derivative works from, or exploit Site content for commercial purposes without our prior written consent.
9. No Unlawful or Abusive Use
You may not use this Site to harass, abuse, threaten, defame, transmit malware, test vulnerabilities without authorization, engage in fraud, or interfere with the operation of the Site or our business. We reserve all rights to investigate misuse and cooperate with law enforcement or regulators where appropriate.
10. Disclaimer of Warranties
THIS SITE AND ALL CONTENT, FEATURES, AND MATERIALS MADE AVAILABLE THROUGH IT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, TO THE FULLEST EXTENT PERMITTED BY LAW.
TO THE FULLEST EXTENT PERMITTED BY LAW, VALERUS DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, OR AVAILABILITY.
We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components.
11. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, VALERUS ENTERPRISES LLC, NEXTLEVEL CREDIT REPAIR, AND THEIR OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, AFFILIATES, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, BUSINESS OPPORTUNITY, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE.
TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SITE SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US $100).
Some jurisdictions do not allow certain limitations, so portions of this section may not apply to you.
12. Indemnification
You agree to defend, indemnify, and hold harmless Valerus Enterprises LLC, NextLevel Credit Repair, and their owners, officers, employees, contractors, affiliates, agents, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees, including reasonable attorneys’ fees.