Privacy Policy

Valerus Enterprises LLC and NextLevel Credit Repair respect your privacy. This Privacy Policy explains how we collect, use, store, share, and protect your information when you visit our website, submit a form, communicate with us, enroll in services, use our client portal, or interact with our team.

By using our website or services, you agree to this Privacy Policy.

We may collect the following types of information:

Personal Information

• Name
• Phone number
• Email address
• Mailing address
• Date of birth
• Last four digits of Social Security number or other identity verification information, where required
• Payment information
• Signature or authorization forms
• Client portal login details
• Uploaded documents
• Communication history

Credit-Related Information

• Credit report details
• Credit scores
• Credit monitoring information
• Account history
• Derogatory account information
• Collection account information
• Public record information
• Inquiry information
• Credit utilization
• Tradeline information
• Bureau responses
• Creditor or collector correspondence

Website and Technical Information

• IP address
• Browser type
• Device information
• Pages visited
• Form submissions
• Cookies and tracking data
• Referral source
• Chat interactions

We may collect information when you:

• Visit our website
• Submit a lead form
• Book a consultation
• Complete an intake form
• Enroll in credit repair services
• Sign an agreement
• Make a payment
• Join a credit monitoring platform
• Upload documents
• Communicate by phone, text, email, live chat, or client portal
• Interact with our advertisements or social media pages

We may use your information to:

• Contact you about your inquiry
• Provide credit repair services
• Review your credit profile
• Prepare and submit disputes
• Track dispute results
• Request documents
• Send client updates
• Provide coaching and education
• Help position you for funding readiness
• Process payments
• Manage your client account
• Send appointment reminders
• Send service-related SMS and email messages
• Improve our website, systems, and operations
• Comply with legal, regulatory, and contractual obligations
• Prevent fraud, abuse, or unauthorized access

If you provide your phone number, you may receive SMS/text messages from Valerus Enterprises LLC or NextLevel Credit Repair related to your inquiry, consultation, onboarding, credit repair service, account updates, document requests, payment reminders, funding readiness, educational content, or promotional messages where permitted.

Message frequency varies. Message and data rates may apply.

You can opt out at any time by replying STOP. For help, reply HELP or contact us at 786-432-0057 or khalil@valerusenterprises.com.

SMS opt-in consent and phone numbers collected for SMS purposes will not be sold, rented, or shared with third parties or affiliates for their marketing purposes.

Consent to receive text messages is not required to purchase services from us.

We do not sell your personal information.

We may share information only when necessary to operate our business, provide services, comply with law, or protect our rights. This may include sharing information with:

• Credit repair software providers
• Credit monitoring providers
• Payment processors
• CRM and automation platforms
• Email and SMS service providers
• Scheduling platforms
• Client portal providers
• Contractors, processors, or team members assisting with your file
• Legal, regulatory, or compliance professionals
• Funding partners or referral partners, only when authorized or necessary
• Government authorities, if required by law

We require service providers to handle information responsibly and only for the purpose of providing services to us or to you.

We do not share, sell, rent, or trade SMS opt-in data, SMS consent, or mobile phone numbers with third parties or affiliates for marketing or promotional purposes.

This restriction applies even if other information is shared with service providers for normal business operations.

Because credit repair may involve sensitive personal and financial information, we take data protection seriously. Information may be used to analyze your credit profile, prepare disputes, communicate with bureaus, creditors, collectors, or service providers, and support your client file.

You should only upload documents through approved secure channels or client portals.

Our website may use cookies, pixels, analytics tools, or tracking technologies to:

• Improve website performance
• Understand visitor activity
• Measure marketing effectiveness
• Remember preferences
• Support advertising and retargeting
• Improve lead follow-up and client experience

You may disable cookies through your browser settings, but some website features may not work properly.

We use reasonable administrative, technical, and physical safeguards to protect your information. However, no website, software, email, SMS system, or online platform is 100% secure.

You are responsible for keeping your passwords, portal access, and account credentials confidential.

We may retain your information for as long as necessary to:

• Provide services
• Maintain business records
• Resolve disputes
• Comply with legal obligations
• Enforce agreements
• Improve operations
• Maintain compliance documentation

When information is no longer needed, we may securely delete, archive, or anonymize it.

You may contact us to:

• Request access to information we have about you
• Request corrections to inaccurate information
• Request deletion of certain information, where legally permitted
• Opt out of marketing communications
• Opt out of SMS messages by replying STOP
• Update your contact information

Contact us at:

Email: khalil@valerusenterprises.com

Phone: 786-432-0057

You may unsubscribe from promotional emails by using the unsubscribe link in the email or contacting us directly. We may still send transactional or service-related emails related to your account or services.

Our services are intended for adults. We do not knowingly collect information from children under 13. If we learn that we collected information from a child under 13, we will take reasonable steps to delete it.

Our website may contain links to third-party websites, platforms, payment processors, credit monitoring services, scheduling tools, or partner resources. We are not responsible for the privacy practices, content, security, or terms of third-party websites.

Depending on your state, you may have additional privacy rights regarding access, correction, deletion, portability, or opting out of certain data uses. To submit a privacy request, contact us using the information below.

We may update this Privacy Policy from time to time. Updates will be posted on this page with a new effective date. Continued use of our website or services after changes means you accept the updated Privacy Policy.

For questions about this Privacy Policy or your information, contact:

Valerus Enterprises LLC / NextLevel Credit Repair

Email: khalil@valerusenterprises.com

Phone: 786-432-0057

Address: 2200 N Commerce Parkway, Suite 200, Weston, FL 33326

Website: https://valerusenterprises.com